Chad Fowers helps buyers and real estate agents across the Wasatch Front get to closing on time, with fewer surprises along the way.
A short conversation and a document checklist tells us what you qualify for, so you can make an offer with confidence.
I keep track of underwriting conditions and deadlines so nothing sits in an inbox waiting to be found.
You'll know your final numbers before closing day, not at the table.
Purchase and refinance loans across Cache, Box Elder, Weber, Davis, Salt Lake, Tooele, Summit, and Utah counties, with straight answers about what you'll actually pay.
A lender who answers the phone during an offer deadline and keeps you updated on your buyer's file without you having to chase it down.
Borrowers can get loan status texts as a file moves through processing. Real estate agents can get occasional check-ins about mutual clients and referral updates. No spam, no shared lists.
By texting START, you agree to receive informational text messages from Mortgage Lending Utah LLC (Chad Fowers, NMLS #1332276, a loan officer with Fidelity First Funding, Inc., NMLS #3142) related to your loan file or referral relationship. Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out, or reply HELP for help. See our Terms & Messaging and Privacy Policy for details. Consent is not a condition of obtaining any loan or service.