A mortgage from someone who already knows your neighborhood.

Chad Fowers helps buyers and real estate agents across the Wasatch Front get to closing on time, with fewer surprises along the way.

NMLS #1332276 Equal Housing Opportunity Serving the Wasatch Front
The process

How a loan actually moves, start to finish

1

Apply and get pre-approved

A short conversation and a document checklist tells us what you qualify for, so you can make an offer with confidence.

2

Lock your rate, clear conditions

I keep track of underwriting conditions and deadlines so nothing sits in an inbox waiting to be found.

3

Close and get your keys

You'll know your final numbers before closing day, not at the table.

Who this is for

Who I work with

Buyers & homeowners

Purchase and refinance loans across Cache, Box Elder, Weber, Davis, Salt Lake, Tooele, Summit, and Utah counties, with straight answers about what you'll actually pay.

Real estate agents

A lender who answers the phone during an offer deadline and keeps you updated on your buyer's file without you having to chase it down.

Licensing

Who's behind this site

Loan Originator
Chad Fowers
Individual NMLS #
1332276
Sponsoring Company
Fidelity First Funding, Inc.
Company NMLS #
3142
Operated by
Mortgage Lending Utah LLC
Equal Housing Opportunity. NMLS numbers can be verified at nmlsconsumeraccess.org.