Privacy Policy | Mortgage Lending Utah

Overview

This policy explains what information Mortgage Lending Utah LLC ("we," "us," or "our"), operating under Chad Fowers, NMLS #1332276, a loan officer with Fidelity First Funding, Inc., NMLS #3142, collects from visitors to mortgagelendingut.com and from borrowers and referral partners we work with, and how that information is used.

Information We Collect

We may collect information you provide directly, such as your name, phone number, email address, and mailing address when you contact us, request a loan, or sign up for updates. If you apply for a loan, we collect the additional financial and personal information required by mortgage underwriting and federal lending law, handled separately from this website under our loan application process.

SMS & Text Messaging Data

No mobile information collected for SMS opt-in or consent will be shared with any third party or affiliate for marketing or promotional purposes. This applies regardless of what other data-sharing practices are described elsewhere in this policy — text messaging originator opt-in data and consent are excluded from any such sharing, without exception.

Phone numbers collected for text updates are used solely to send you information about your own loan file or referral relationship with us. We do not sell or rent phone numbers to third parties.

How We Use Information

To respond to inquiries and provide requested information about mortgage products
To service and communicate about an active loan application or referral relationship
To send text or email updates you have opted into, and to honor opt-out requests
To meet recordkeeping and compliance obligations under mortgage lending law

Information Sharing

We may share information with our sponsoring company, Fidelity First Funding, Inc., and with third parties directly involved in processing your loan (such as underwriters, title companies, and credit reporting agencies) as required to complete a transaction. We do not sell personal information to data brokers or marketers.

Data Security

We take reasonable administrative and technical measures to protect the information you share with us. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Your Choices

You can opt out of text messages at any time by replying STOP to any message, or ask us to remove your contact information by emailing chad@mortgagelendingut.com.

Children's Privacy

This site is not directed to children under 13, and we do not knowingly collect information from children.

Changes to This Policy

We may update this policy from time to time. The "last updated" date above reflects the most recent revision.

Contact Us

Mortgage Lending Utah LLC

3655 N 1050 W, Pleasant View, UT 84414

Phone: 801-618-3106

Email: chad@mortgagelendingut.com